CarCostCheck
Comparison

CarCostCheck vs MOT Checkup 2026: Which Car Check?

MOT Checkup is a free MOT history checker with paid extras at £2.99 and £3.99. CarCostCheck shows the MOT history free too, then adds the £4.99 finance, stolen and write-off check. We ran the same car through both sites and compared them line by line.

CC
CarCostCheck
9 min read

Quick Answer

MOT Checkup is a free MOT history checker with two paid extras (£2.99 and £3.99). CarCostCheck shows the full MOT history free as well, then adds the £4.99 history check: outstanding finance, stolen, insurance write-off, keepers with the date of each change and more, none of which MOT Checkup offers at any price. We ran the same car through both sites on 9 November 2026. On MOT Checkup, 13 of its 16 mileage readings and the defects on 6 recent tests sat behind the £2.99 tier; on CarCostCheck every reading and every defect was free. In MOT Checkup's favour, its £3.99 tier adds an AI chat about the car, and its paid reports carry a 30-day money-back guarantee that CarCostCheck does not match.

The Head-to-Head Comparison

Read on both sites on 9 November 2026.

FeatureCarCostCheckMOT CheckupWinner
Free report, no sign-up✓✓Tie
Every MOT test since 2005, with the result✓ (free)✓ (free)Tie
Mileage at every MOT test✓ (free, every reading)Free in full on cars with up to five tests; on longer histories the latest readings are in Basic (£2.99)CarCostCheck
Advisories and defects on every test✓ (free, with the DVSA grade and a repair estimate)Free on cars with up to five tests and on the earlier tests of longer histories; the newest tests' detail is in Basic (£2.99)CarCostCheck
Reliability score✓ (free, 0-100 from the car's own MOT record)✓ (free, AI score out of 100 from the car's MOT record)Tie
Common faults✓ (free, the faults that recur in this car's MOT history, plus model pages)✓ (free, AI summary for the make and model)Tie
Running costs✓ (free: fuel, road tax, MOT, predicted repairs, monthly total)✓ (free: annual running costs and a VED estimate, per its pricing page)Tie
Estimated years left on the roadIn the £2.99 valuation✓ (free on the report)MOT Checkup
Outstanding finance, with lender and agreement details✓ (£4.99)Not offered ("Coming soon")CarCostCheck
Stolen check (Police National Computer)✓ (£4.99)Not offered at any tierCarCostCheck
Insurance write-off (MIAFTR), with category, date and damage✓ (£4.99)Not offered at any tierCarCostCheck
Keepers, with the date of each change✓ (£4.99)Not held; shows the V5C issue date instead (free)CarCostCheck
Plate transfers, colour changes, scrapped status✓ (£4.99)Colour cross-check between DVLA and MOT records (free); plate transfers and scrapped status not stated on its siteCarCostCheck
Import and export markers✓ (£4.99; export marker free)✓ (free: export marker and an import signal)Tie
ValuationValue range free; full valuation £2.99; £6.99 with the history checkNone ("We do not value cars")CarCostCheck
Compare several cars by reg✓ (free, up to five regs side by side)Not stated on its siteCarCostCheck
Motorbikes✓ (free bike report with bike tax, MOT and ULEZ rules; £4.99 history check)✓ (free motorcycle MOT history)Tie on the free MOT history; CarCostCheck for the history check
AI chat about the car✗✓ (Premium, £3.99)MOT Checkup
PDFDownload PDF button on the history check; other reports print from the browserBranded PDF in Basic (£2.99); its how-it-works page also says every MOT report has a free PDF downloadTie
MOT reminder email✓ (free, 4 weeks before)✓ (free, 30, 7 and 1 days before)Tie
Money-back guaranteeRefund if the report fails, shows the wrong car or has a fault; not for a change of mind30-day no-questions refund on paid tiersMOT Checkup
Data guaranteeNoneNone (its terms say it "makes no warranty or guarantee regarding the accuracy" of the data)Tie
SubscriptionNone, one-off paymentsNone, one-off paymentsTie

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✅ The Verdict: CarCostCheck Is the Best Value for Most Buyers

The core checks (stolen, outstanding finance, write-off) for £4.99, with the date of each recorded keeper change. A free report first, with full MOT history, a mileage check, a reliability score and running costs. One-off payment, no subscription. Try it free now.

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What Each Site Is For

MOT Checkup describes itself as "a thin, fast layer on top of the DVSA's official MOT history API". Enter a reg and you get every MOT test since 2005 with its date and result, a mileage chart, an AI reliability score, AI-written common faults for the make and model, the DVLA tax and MOT status, recalls for the model and a set of identity cross-checks between the DVLA and MOT records. Its pricing page is clear about its limits: outstanding finance, stolen, write-off and keeper history are "Coming soon, not yet offered, and not something we charge for today", and its selling guide adds that it does not value cars. The two paid tiers unlock the newest mileage and defect detail on longer histories, a branded PDF and an AI chat.

CarCostCheck starts in the same place, with a free report built on the same DVSA and DVLA data: the full MOT history with every advisory explained and costed, a mileage check with clocking detection, a reliability score, running costs, common faults, recalls, ULEZ status and an estimated value range. Nothing in the MOT record is held back. Then it sells three things, each a one-off payment: the £4.99 history check (finance, stolen, write-off, keepers with dates, VIN, engine number, plate and colour changes, import and export markers and scrapped status, from Experian AutoCheck data), a £2.99 valuation and the £6.99 bundle of both.

So the honest framing is this: for the MOT record alone, both sites are free and good. MOT Checkup's paid tiers buy more presentation and an AI chat on the same public data; CarCostCheck's paid check buys the licensed records that decide whether you should hand over money for the car.

Score: CarCostCheck 9, MOT Checkup 3 (the free lifespan estimate, the AI chat and the money-back guarantee), 11 ties.

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The Same Car on Both Sites

To compare like with like, we took the car MOT Checkup uses on its own sample report page, a 2013 Ford Fiesta with 16 MOT tests, and ran it through both sites on 9 November 2026.

CarCostCheck's free report showed all 16 tests and the mileage recorded at every one of them, flagged a 31,494-mile drop between two tests as possible tampering, graded the car 52 out of 100 (D), and listed its running costs, common issues, clean air zone status, model recalls and MOT expiry, with a free reminder.

MOT Checkup's free report showed the date and result of all 16 tests, a 63% pass rate, the advisory count, a possible odometer rollback flag and seven identity cross-checks, then said: "Still hidden on this car: 13 mileage readings, including this car's most recent recorded odometer figure, from its MOT on 15 Dec 2025, plus the advisories and defects on 6 recent MOT tests. Basic unlocks exactly that, plus the branded PDF." The mileage table showed "??,???" against the 13 newest tests, and the rollback flag read "Unlock the full report to see the exact dates and figures."

That is the practical difference on the MOT side. Both sites have the whole record; on a car with more than five tests, MOT Checkup charges £2.99 to read the newest part of it and CarCostCheck does not.

What MOT Checkup's Comparison Page Gets Wrong

MOT Checkup publishes its own comparison with CarCostCheck at motcheckup.co.uk/vs/motcheckup-vs-carcostcheck, dated May 2026 on the page. Some of it is fair: it credits CarCostCheck with the full MOT timeline, mileage at every test, advisory categorisation, a reliability score and running costs, and it calls CarCostCheck "the closest free competitor on quality of the free tier". Several of its claims about CarCostCheck are wrong, and some are contradicted by MOT Checkup's own later pages. Here they are, with the facts and where to check them.

  1. "Owner-survey reliability score." The table ticks CarCostCheck for this, and the FAQ says our score "draws on owner-survey data". It does not. CarCostCheck's reliability score is worked out from the car's own MOT record: its pass rate, recent failures, advisory trend and mileage. Our premium page and prices page both say so.
  2. That neither site replaces a paid report for finance or write-off data. The page says this twice and suggests buying a separate report on top. CarCostCheck's £4.99 history check is that report: outstanding finance with the lender and agreement details, a stolen check against the Police National Computer and the insurers' MIAFTR write-off register, from Experian AutoCheck data, plus keepers with dates, VIN, engine number, plate and colour changes, import and export markers and scrapped status. The page's phrase "a paid premium tier from around £4.99 for additional history information" undersells it: the price is exactly £4.99 and these are the checks it contains.
  3. "Its strongest free feature is running-cost analysis, not deep MOT history." CarCostCheck's free report shows every MOT test since 2005, the mileage at every test and every advisory and failure with the DVSA grade and a repair estimate, and holds none of it back. As the same-car test above shows, the site that limits the free MOT detail is MOT Checkup, on cars with more than five tests.
  4. "Free stolen-vehicle check": a tick for MOT Checkup and a cross for CarCostCheck. MOT Checkup's stolen check page, updated September 2026, says the DVSA and DVLA records it holds do not contain "a stolen flag at any price", and its llms.txt says it "does not hold outstanding finance, insurance write-off (MIAFTR), police stolen (PNC) or number-of-previous-keepers data, free or paid". Neither site has a free Police National Computer check, because no one does. CarCostCheck's stolen check is in the £4.99 history check; the free V5C checks that GOV.UK publishes are described on our free check page and on theirs.
  5. "Three-year ownership cost projections" with "insurance group context". CarCostCheck's free report shows annual running costs (fuel, road tax, MOT and predicted repairs), a monthly figure and a comparison with a UK benchmark. It is not a three-year projection, and the free report does not include an insurance group; an estimated group with example quotes is part of the £2.99 valuation.
  6. Its own column is out of date too. The table gives MOT Checkup a cross for running costs and "Tax status only" for road tax, but its pricing page now lists "annual running costs" and a "VED estimate" on the free report, and the report we ran showed running costs. Their table also gives load times for both sites; we did not time either, so we leave that row alone.

None of this makes MOT Checkup a bad tool. It is a good free MOT history checker that is candid about what it does not hold. It just means its comparison page is not a reliable description of CarCostCheck.

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Where MOT Checkup Is Stronger

  • AI common faults by make and model, and an AI chat. Its free report summarises common faults for the model from DVSA failure patterns, and the £3.99 Premium tier lets you ask questions about the specific car. CarCostCheck shows the faults that recur in the car's own MOT history and has model-level common problems pages, but no chat.
  • The refund policy. Every paid MOT Checkup report carries a 30-day, no-questions money-back guarantee. CarCostCheck refunds a report that fails, shows the wrong car or has a fault, but not a correct report after a change of mind.
  • Free lifespan estimate. MOT Checkup's free report estimates the years the car has left on the road; on CarCostCheck that figure is part of the £2.99 valuation.
  • Identity cross-checks on the free report. It compares the DVLA and MOT records on make, colour, fuel and engine size and flags a mismatch, a sensible free prompt before a viewing.

Who Should Use Which

  • You want the MOT story on a car with a long history, free: CarCostCheck shows all of it. MOT Checkup shows all of it on cars with up to five tests, and charges £2.99 for the newest readings and defects on longer histories.
  • You are about to buy the car: CarCostCheck. The £4.99 check covers outstanding finance, stolen and write-off, which MOT Checkup does not hold at any tier and tells you to get from a licensed provider.
  • You want a value before you negotiate: CarCostCheck. A free range on the report, £2.99 for the local dealer value and days to sell, or £6.99 with the history check.
  • You are choosing between two or three cars: CarCostCheck's compare tool puts up to five regs side by side free, and adds the history checks for all of them at £4.99, £4.49 and £4.00 each.
  • You want an AI chat about the car, or a branded PDF to hand to a buyer: MOT Checkup, at £3.99 or £2.99.
  • You are checking a motorbike: both show the bike's MOT history free. CarCostCheck's bike report also applies bike tax, MOT class and ULEZ rules and offers the same £4.99 history check.

The Price Breakdown

What you wantCarCostCheckMOT Checkup
Every MOT test, mileage reading and defectFreeFree on cars with up to five tests; otherwise £2.99 for the newest detail
Finance, stolen and write-off checks£4.99Not offered
Valuation£2.99 (£6.99 with the history check)Not offered
AI chat about the carNot offered£3.99
Two cars£9.48 for two history checks£5.99 for two Premium reports

Different products, so the prices are not like for like. MOT Checkup's £2.99 and £3.99 buy more of the public MOT record and an AI layer; CarCostCheck's £4.99 buys the licensed finance, stolen and write-off records on top of a free report that already shows the whole MOT history. Our cheapest car history check comparison puts the £4.99 check against 21 other UK checks that include finance.

What Makes CarCostCheck Different

CarCostCheck is more than a history check. As well as the history check, it helps you judge whether a car will be a good one to own. Here is what you get:

  • Market valuation from £2.99, based on live UK dealer listings. See the local dealer value for your car and how quickly similar cars sell near you.
  • Estimated vehicle lifespan: An estimate of how many years the car has left on UK roads and the probability of it still being on the road in 12 months.
  • Insurance costs by age: See estimated annual premiums for drivers aged 20, 30, 40, and 50. Budget before you buy.
  • Running cost breakdown: Annual fuel, road tax, MOT, predicted repairs, and total cost per month. All calculated for this specific car.
  • Reliability score (0-100): one number based on the car's MOT record, including its pass rate, recent failures, advisory trend and mileage. Free.
  • Common faults: the problems that keep coming up in the car's own MOT history. Free.
  • 16 free checks: Full MOT history with every item explained, MOT repair cost estimates, mileage history with a clocking check, reliability score, red flag alerts, MOT and tax status, running costs, fuel costs, costs against a UK benchmark, common faults, an estimated value range, safety recalls, ULEZ and clean air zones, CO2 and road tax band, the export marker and logbook date, and the vehicle details. All before you pay a penny.

The premium history check (£4.99) covers stolen, outstanding finance and write-off, using Experian AutoCheck data, with stolen records from the Police National Computer and write-offs from MIAFTR. The complete bundle (history + valuation) is £6.99, with no subscription.

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Related Reading

Frequently Asked Questions

Is MOT Checkup free?

The MOT history check is free, with no sign-up. Its pricing page (read 9 November 2026) says the free report shows every MOT test with its date and result, the first mileage readings, an AI reliability score, common faults for the model, vehicle specs, ULEZ, a VED estimate, recalls, running costs and the DVLA tax and MOT status. Two paid tiers sit on top: Basic (£2.99) unlocks the latest mileage readings, the full defect detail on the most recent tests and a branded PDF; Premium (£3.99) adds an AI chat about the car. A two-report Premium bundle is £5.99.

Does MOT Checkup check outstanding finance, stolen records or write-offs?

No. Its pricing page lists outstanding finance and stolen, write-off and keeper history as 'Coming soon, not yet offered', and its stolen check page says neither the DVSA nor the DVLA record it holds 'contains a stolen flag at any price'. CarCostCheck's £4.99 history check covers all three: outstanding finance with the lender and agreement details, a stolen check against the Police National Computer and the insurers' MIAFTR write-off register, using Experian AutoCheck data, plus the number of keepers with the date of each recorded change.

Is CarCostCheck's reliability score based on owner surveys?

No. MOT Checkup's comparison page describes it as an 'owner-survey reliability score', which is wrong. CarCostCheck's reliability score (0-100, with an A to F grade) is worked out from the car's own MOT record: its pass rate, recent failures, advisory trend and mileage. It is free and needs no sign-up.

Which site shows more MOT history for free?

Both show every MOT test since 2005. The difference is what you can read without paying. CarCostCheck shows the mileage at every test and every advisory and failure, with the DVSA grade and a repair estimate, free on every car. MOT Checkup shows the full detail free on cars with up to five MOT tests; on longer histories the latest mileage readings and the defects on the newest tests are in its £2.99 Basic tier. On the 16-test car we ran through both sites, MOT Checkup's free report hid 13 mileage readings and the defects on 6 recent tests.

Does either site give a car valuation?

Only CarCostCheck. Its free report shows an estimated private sale range, and the £2.99 valuation adds the local dealer value, days to sell near you, the years the car has left on the road and an estimated insurance group with example quotes. The history check and valuation together cost £6.99. MOT Checkup's selling guide says: 'We do not value cars and do not publish an estimated market price.'

Can I use CarCostCheck and MOT Checkup together?

Yes, and both are free to start. If you want MOT Checkup's AI summary of common faults for the make and model or its AI chat about a specific car (£3.99), run the car there too. For the buying decision itself, CarCostCheck's £4.99 history check covers the records MOT Checkup does not hold: outstanding finance, stolen, write-off and keeper history.

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Used by thousands of UK car buyers. Data from DVSA and DVLA.

Example report preview

2019 Ford Fiesta

1.0 EcoBoost, Petrol, Manual

82

Grade B

£1,860

per year

Pass

MOT status

42k

Mileage

Fuel£1,180Tax£200MOT£55Repairs£425

This is what you'll see. Try it with YOUR car:

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