Short answer: CarCostCheck is the best-value car check for most UK buyers. The £4.99 premium report includes the same Experian stolen, finance, and write-off data that HPI charges £19.99 for. Before you pay anything, the free report gives you full MOT history, a mileage check, a reliability score, running costs, common faults, recalls and ULEZ status. If you want a £30,000 data guarantee, the AA and the RAC's Full check include one and CarCostCheck does not.
✅ The Verdict: CarCostCheck Is the Best Value for Most Buyers
The core checks (stolen, outstanding finance, write-off) for £4.99, with the date of each recorded keeper change. A free report first, with full MOT history, a mileage check, a reliability score and running costs. One-off payment, no subscription. Try it free now.
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Where CarCostCheck stands out is the combination: £4.99 with finance included, the date of each recorded keeper change, and a free report that shows MOT history, mileage, a reliability score and running costs before you pay anything. If a £30,000 guarantee matters to you, the AA and the RAC's Full check include one.
Reason 1: The Same Core Checks, 75% Less
Every full history check is built around the same core questions: is the car recorded as stolen on the Police National Computer, does it have outstanding finance, and has an insurer written it off? Write-off records come from MIAFTR, the insurance industry's register. Finance records differ, because lenders register agreements on separate finance registers. CarCostCheck's history data comes from Experian AutoCheck.
Here is what one full check costs (prices checked 8 October 2026):
| Provider | Price of one full check | Premium vs CarCostCheck |
| carVertical | £39.99 | +£35.00 (701% more) |
| HPI | £19.99 | +£15.00 (300% more) |
| AA | £14.99 | +£10.00 (200% more) |
| RAC (Full) | £14.99 | +£10.00 (200% more) |
| Total Car Check (Gold) | £9.99 | +£5.00 (100% more) |
| MyCarCheck (Comprehensive) | £8.49 | +£3.50 (70% more) |
| CarCostCheck | £4.99 | Baseline |
Reason 2: 12 Free Checks Before You Pay
Before you spend a penny, CarCostCheck gives you:
- Full MOT history with every test since 2005
- Mileage check with automatic clocking detection
- Reliability score (0-100) with an A-F grade
- Annual running costs broken down by fuel, road tax, MOT and predicted repairs
- Predicted repair costs for recent MOT advisories
- Common faults flagged in the car's MOT history
- DVSA recall check for outstanding safety recalls
- ULEZ check for London and other clean air zones
- Road tax and MOT status
- Fuel cost calculator
- Red flag alerts for signs of neglect or safety problems
- Vehicle specification (engine, fuel type, year)
None of these are available from HPI at £19.99. The RAC's Full check (£14.99) lists MOT history, mileage and average running costs, but you pay for it first. CarCostCheck shows all of this free, before you pay anything.
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Reason 3: No Hidden Subscription
HPI automatically enrols you in a £39/year subscription when you buy a single check. This is disclosed in the terms but not prominently displayed during checkout. Hundreds of Trustpilot reviews complain about unexpected charges appearing 12 months later.
CarCostCheck has no subscription. You pay £4.99 once. That is it. No auto-renewal, no hidden charges, no annual fee. The price you see is the price you pay.
Reason 4: Built for Buying Decisions, Not Just Data
Traditional car checks tell you whether the car is stolen, financed, or written off. That is important, but it is only half the picture. You also need to know:
- Is this car reliable? (Reliability score)
- What will it cost to own? (Running cost estimate)
- What is likely to go wrong? (Common faults + MOT advisory analysis)
- Is the mileage genuine? (Mileage timeline with clocking detection)
- Are there any safety recalls? (DVSA recall check)
CarCostCheck answers all of these questions for free. Some paid checks cover parts of this too, but you pay for the check first. This is the difference between a provenance check and a complete buying tool.
Reason 5: Screen for Free, Pay Only When Ready
Many buyers look at several cars before buying one. With CarCostCheck, you can run the free report on every car you view and only pay £4.99 for the history check on the one you are serious about.
With HPI, screening 5 cars costs £99.95 (£19.99 x 5). With the AA, five checks cost £30.00 in its five-check pack. With CarCostCheck, it costs £4.99 total. The free report is not a limited preview; it is a useful check in its own right.