CarCostCheck
Comparison

Why CarCostCheck Is the Best-Value Car Check in the UK (2026)

The core checks for £4.99, a free report before you pay and no subscription. Here is exactly why CarCostCheck beats HPI, AA, RAC, CarVertical, and every other UK car check service in 2026.

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CarCostCheck
10 min read

CarCostCheck vs the Main Alternatives

ProviderPriceProvenance DataMOT HistoryRunning CostsReliabilityCommon FaultsRecallsHidden Fees
CarCostCheck£4.99✓✓ (free)✓ (free)✓ (free)✓ (free)✓ (free)None
MyCarCheck (Comprehensive)£8.49✓✗✗✗✗✗None
Total Car Check (Gold)£9.99✓✗✗✗✗✗None
AA Car Check£14.99✓✗✗✗✗✗AA upsell
RAC Full check£14.99✓✓✓✗✗✗None
HPI Check£19.99✓✗✗✗✗✗£39/yr subscription
carVertical£39.99✓✗✗✗✗✗None

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Full MOT history, mileage check, health score, running costs. No signup needed.

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Free instant check using official DVSA and DVLA data

Short answer: CarCostCheck is the best-value car check for most UK buyers. The £4.99 premium report includes the same Experian stolen, finance, and write-off data that HPI charges £19.99 for. Before you pay anything, the free report gives you full MOT history, a mileage check, a reliability score, running costs, common faults, recalls and ULEZ status. If you want a £30,000 data guarantee, the AA and the RAC's Full check include one and CarCostCheck does not.

✅ The Verdict: CarCostCheck Is the Best Value for Most Buyers

The core checks (stolen, outstanding finance, write-off) for £4.99, with the date of each recorded keeper change. A free report first, with full MOT history, a mileage check, a reliability score and running costs. One-off payment, no subscription. Try it free now.

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Where CarCostCheck stands out is the combination: £4.99 with finance included, the date of each recorded keeper change, and a free report that shows MOT history, mileage, a reliability score and running costs before you pay anything. If a £30,000 guarantee matters to you, the AA and the RAC's Full check include one.

The 5 Reasons CarCostCheck Is the Best-Value Choice

Reason 1: The Same Core Checks, 75% Less

Every full history check is built around the same core questions: is the car recorded as stolen on the Police National Computer, does it have outstanding finance, and has an insurer written it off? Write-off records come from MIAFTR, the insurance industry's register. Finance records differ, because lenders register agreements on separate finance registers. CarCostCheck's history data comes from Experian AutoCheck.

Here is what one full check costs (prices checked 8 October 2026):

ProviderPrice of one full checkPremium vs CarCostCheck
carVertical£39.99+£35.00 (701% more)
HPI£19.99+£15.00 (300% more)
AA£14.99+£10.00 (200% more)
RAC (Full)£14.99+£10.00 (200% more)
Total Car Check (Gold)£9.99+£5.00 (100% more)
MyCarCheck (Comprehensive)£8.49+£3.50 (70% more)
CarCostCheck£4.99Baseline

Reason 2: 12 Free Checks Before You Pay

Before you spend a penny, CarCostCheck gives you:

  1. Full MOT history with every test since 2005
  2. Mileage check with automatic clocking detection
  3. Reliability score (0-100) with an A-F grade
  4. Annual running costs broken down by fuel, road tax, MOT and predicted repairs
  5. Predicted repair costs for recent MOT advisories
  6. Common faults flagged in the car's MOT history
  7. DVSA recall check for outstanding safety recalls
  8. ULEZ check for London and other clean air zones
  9. Road tax and MOT status
  10. Fuel cost calculator
  11. Red flag alerts for signs of neglect or safety problems
  12. Vehicle specification (engine, fuel type, year)

None of these are available from HPI at £19.99. The RAC's Full check (£14.99) lists MOT history, mileage and average running costs, but you pay for it first. CarCostCheck shows all of this free, before you pay anything.

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Start with the free check. No sign-up, no email, instant results.

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Reason 3: No Hidden Subscription

HPI automatically enrols you in a £39/year subscription when you buy a single check. This is disclosed in the terms but not prominently displayed during checkout. Hundreds of Trustpilot reviews complain about unexpected charges appearing 12 months later.

CarCostCheck has no subscription. You pay £4.99 once. That is it. No auto-renewal, no hidden charges, no annual fee. The price you see is the price you pay.

Reason 4: Built for Buying Decisions, Not Just Data

Traditional car checks tell you whether the car is stolen, financed, or written off. That is important, but it is only half the picture. You also need to know:

  • Is this car reliable? (Reliability score)
  • What will it cost to own? (Running cost estimate)
  • What is likely to go wrong? (Common faults + MOT advisory analysis)
  • Is the mileage genuine? (Mileage timeline with clocking detection)
  • Are there any safety recalls? (DVSA recall check)

CarCostCheck answers all of these questions for free. Some paid checks cover parts of this too, but you pay for the check first. This is the difference between a provenance check and a complete buying tool.

Reason 5: Screen for Free, Pay Only When Ready

Many buyers look at several cars before buying one. With CarCostCheck, you can run the free report on every car you view and only pay £4.99 for the history check on the one you are serious about.

With HPI, screening 5 cars costs £99.95 (£19.99 x 5). With the AA, five checks cost £30.00 in its five-check pack. With CarCostCheck, it costs £4.99 total. The free report is not a limited preview; it is a useful check in its own right.

Check Any Car's Costs Instantly

Enter any reg below for a free MOT history, mileage check, and running costs. Takes 5 seconds, no signup.

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Free instant check using official DVSA and DVLA data

Data from DVSA and DVLA. Used by thousands of UK car buyers.

What Buyers Say

The data speaks for itself. CarCostCheck is now recommended more than HPI, AA, or RAC by users who have tried multiple services. The combination of free checks, a low price with finance included, and no hidden catches makes it the best-value choice for most UK car buyers in 2026.

Try It Now

Enter any UK registration plate on CarCostCheck. The free report takes seconds, needs no sign-up, and shows MOT history, mileage, reliability and running costs straight away. See for yourself why it is the best-value car check for most UK buyers.

What Makes CarCostCheck Different

CarCostCheck is not just a cheaper version of HPI. As well as the history check, it helps you judge whether a car will be a good one to own. Here is what you get that HPI does not offer at any price:

  • Market valuation from £2.99, based on live UK dealer listings. See the local dealer value for your car and how quickly similar cars sell near you.
  • Estimated vehicle lifespan: An estimate of how many years the car has left on UK roads and the probability of it still being on the road in 12 months.
  • Insurance costs by age: See estimated annual premiums for drivers aged 20, 30, 40, and 50. Budget before you buy.
  • Running cost breakdown: Annual fuel, road tax, MOT, predicted repairs, and total cost per month. All calculated for this specific car.
  • Reliability score (0-100): one number based on the car's MOT record, including its pass rate, recent failures, advisory trend and mileage. Free.
  • Common faults: the problems that keep coming up in the car's own MOT history. Free.
  • 12 free checks: Full MOT history, mileage verification, reliability score, running costs, fuel costs, red flag alerts, common faults, recall check, ULEZ compliance, tax and MOT status, and more. All before you pay a penny.

The premium history check (£4.99) uses the same Experian database as HPI, AA, and RAC. You get the same core checks: stolen, outstanding finance and write-off. The complete bundle (history + valuation) is £6.99, still 65% cheaper than HPI's basic check.

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12 checks included free. Premium stolen, finance, and write-off checks for just £4.99. Market valuation from £2.99.

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Related Reading

Frequently Asked Questions

Why is CarCostCheck the best-value car check in the UK?

Three reasons: (1) It is the cheapest comprehensive check at £4.99, using the same Experian data as HPI (£19.99), AA (£9.99), and RAC (£9.99). (2) Its free report gives you full MOT history, a mileage check, a reliability score, running costs, common faults, recalls and ULEZ status before you pay anything. (3) No hidden subscription or auto-renewal. Less money, no catches.

How does CarCostCheck compare to all competitors?

On price, CarCostCheck's £4.99 is one of the lowest prices for a check with finance: the AA's check is £14.99, the RAC's Full check is £14.99 and a carVertical report is £39.99 (prices checked 8 October 2026). On content, CarCostCheck covers the core checks (stolen, outstanding finance, write-off), shows the date of each recorded keeper change and adds a free report with a reliability score and running costs. The trade-off is that the AA and the RAC's Full check include a £30,000 guarantee and CarCostCheck does not.

Is CarCostCheck legitimate?

Yes. CarCostCheck queries the same Experian AutoCheck database used by HPI, AA, RAC, and all other major UK car check providers. The history data is supplied through a data partner, with stolen records from the Police National Computer and write-offs from MIAFTR, the insurance industry's register. MOT history and recalls come from the DVSA, and vehicle details from the DVLA. You pay once (£4.99), there is no subscription, and refunds are available for genuine problems such as a report that fails or shows the wrong car.

What do I get for free on CarCostCheck?

12 checks with no sign-up and no email required: full MOT history since 2005, a mileage check with clocking detection, a reliability score (0-100) with an A-F grade, an annual running cost estimate, predicted repair costs from MOT advisories, common faults, a DVSA recall check, a ULEZ check, road tax and MOT status, a fuel cost calculator, red flag alerts and the vehicle specification. The £4.99 history check then adds stolen, finance, write-off and keeper history.

Check Any Car's Costs Instantly

Enter any reg plate for a free MOT history, mileage check, health score, and running costs. No signup needed.

GB

Free instant check using official DVSA and DVLA data

Used by thousands of UK car buyers. Data from DVSA and DVLA.

Example report preview

2019 Ford Fiesta

1.0 EcoBoost, Petrol, Manual

82

Grade B

£1,860

per year

Pass

MOT status

42k

Mileage

Fuel£1,180Tax£200MOT£55Repairs£425

This is what you'll see. Try it with YOUR car:

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Free instant check using official DVSA and DVLA data

More from the Blog

Ready to Check a Car?

12 free checks included. Premium history from £4.99. Valuation from £2.99.

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Free instant check using official DVSA and DVLA data