Short answer: CarCostCheck offers the most comprehensive car check in the UK at the lowest price. The £4.99 premium report includes the same Experian stolen, finance, and write-off data that HPI charges £19.99 for. But unlike any competitor, CarCostCheck also provides 12 free checks covering MOT history, mileage verification, reliability, running costs, and more. No other service matches this combination at any price.
✅ The Verdict: CarCostCheck Wins
Same Experian data. 75% cheaper. 12 extra free checks that no competitor offers at any price. No hidden subscription. No catches. Try it free now.
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Look at the table. Every competitor provides the same Experian provenance data. Not one of them includes MOT history, running costs, reliability scoring, common faults, or recall checks. CarCostCheck includes all of these for free, and the provenance data for £4.99. It is not a close competition.
Reason 1: Same Data, 75% Less
Every major UK car check provider queries the same Experian AutoCheck database. Stolen records come from the Police National Computer. Finance data comes from PCP, HP, and loan registrations. Write-off history comes from insurance company reports. The data pipeline is identical.
The price differences are pure brand positioning:
| Provider | Price for Same Experian Data | Premium vs CarCostCheck |
| CarVertical | £33.99 | +£29.00 (581% more) |
| HPI | £19.99 | +£15.00 (300% more) |
| AA | £9.99 | +£5.00 (100% more) |
| RAC | £9.99 | +£5.00 (100% more) |
| Total Car Check | £9.99 | +£5.00 (100% more) |
| MyCarCheck | £4.99 | £0 (same price, fewer features) |
| CarCostCheck | £4.99 | Baseline |
Reason 2: 12 Free Checks No Competitor Offers
Before you spend a penny, CarCostCheck gives you:
- Full MOT history with every test since 2005
- Mileage verification with automatic clocking detection
- Reliability score (0-100) comparing this car to thousands of identical models
- Annual running costs broken down by fuel, tax, insurance, and repairs
- Common faults for the exact make, model, and year
- Insurance group with estimated premiums by driver age
- DVSA recall check for outstanding safety recalls
- ULEZ compliance for London and other cities
- Fuel cost calculator based on real-world MPG
- Predicted repair costs for current MOT advisories
- Vehicle health grade (A-F)
- Estimated vehicle lifespan
None of these are available from HPI at £19.99. None from AA at £9.99. None from RAC at £9.99. None from CarVertical at £33.99. These 12 checks are unique to CarCostCheck and they are free.
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Reason 3: No Hidden Subscription
HPI automatically enrols you in a £39/year subscription when you buy a single check. This is disclosed in the terms but not prominently displayed during checkout. Hundreds of Trustpilot reviews complain about unexpected charges appearing 12 months later.
CarCostCheck has no subscription. You pay £4.99 once. That is it. No auto-renewal, no hidden charges, no annual fee. The price you see is the price you pay.
Reason 4: Built for Buying Decisions, Not Just Data
Traditional car checks tell you whether the car is stolen, financed, or written off. That is important, but it is only half the picture. You also need to know:
- Is this car reliable? (Reliability score)
- What will it cost to own? (Running cost estimate)
- What is likely to go wrong? (Common faults + MOT advisory analysis)
- Is the mileage genuine? (Mileage timeline with clocking detection)
- Are there any safety recalls? (DVSA recall check)
- Can I afford the insurance? (Insurance group)
CarCostCheck answers all of these questions for free. Competitors answer none of them at any price. This is the difference between a provenance check and a complete buying tool.
Reason 5: Screen for Free, Pay Only When Ready
Most buyers look at 3-5 cars before purchasing. With CarCostCheck, you screen all of them for free using the 12 basic checks. You only pay £4.99 for the premium report on the car you are serious about.
With HPI, screening 5 cars costs £99.95 (£19.99 x 5). With the AA, it costs £49.95 (£9.99 x 5). With CarCostCheck, it costs £4.99 total. The free tier is not a limited preview; it is a comprehensive check in its own right.